Insurance & Referrals
Haverford College requires all full-time students maintain health insurance coverage throughout the academic year. Having a health insurance requirement protects students from unexpected high medical costs and provides them with access to quality care.
Haverford College will automatically enroll any eligible students into the school-sponsored Student Health Insurance Plan (SHIP) each academic year that does not complete an insurance waiver. A waiver is offered to students who already have health insurance coverage on their own or through a parent/guardian, as applicable.
Each year, all students are automatically billed the SHIP premium charge by the Controller's Office. Please allow 3-5 business days to see the SHIP charge removed from the tuition bill. If you have any questions regarding SHIP billing, please contact Avery Thomas.
If you choose to use your own health insurance, it is important to determine the adequacy of your health care plan for the Metropolitan Philadelphia Area. Additionally, if your coverage is with an HMO, please know that Health Services is unable to provide a referral to a specialist. If services out of your geographical area are not covered, such as “out of state” Medicaid plans or Kaiser Permanente specifically you may want to think about obtaining the Haverford College sponsored plan. More detailed information is available for review at www.firststudent.com.
We ask that all students, along with their families/guardians, make a careful and informed decision about your health insurance needs. Your good health, well-being, and academic success are important to all of us at the Student Health Center. If you have questions or require further information, please contact customerservice [at] firstriskadvisors.com.
- UnitedHealthcare Student Resources (SHIP) is an operating division of UnitedHealth Group, the largest single health carrier in the United States. Policies are administered yearly (Aug 1. – July 31.)
- Compass is Pennsylvania's Medical Assistance program, providing you and your family with many health care options. Medicaid is available for college students residing in the state of Pennsylvania for more than 30 consecutive days. PA may require a letter verifying your full-time status for Medicaid applications.
- Pennie is Pennsylvanian's insurance marketplace and provides individuals and families with the ability to shop for high-quality health care plans and easily apply for financial assistance.
- Employer plans (for eligible employed students) are a great option for those who do not have a high deductible and have in-network coverage in the Philadelphia metro area.
UnitedHealthcare Student Resources (SHIP)
Annual Enrollment Deadline is August 5, 2022, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.
Thursday, August 4
6:00 p.m. ET
Join us for an Open Enrollment Zoom Session!
Meeting ID: 969 1819 2212; Passcode: 539771
Qualifying Life Event
- Acquiring a new family member
- Marriage/Civil Union
- Loss or change of Job
- Expiration of Benefits
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year. Please Contact Us for cost and enrollment information as a Qualifying Life Event.
Cost and Benefits
The Student Health Insurance Plan (SHIP) will continue to be provided by UnitedHealthcare Student Resources. The plan is ACA compliant and includes access a national network of health care providers. You can easily search for in-network providers from the UHCSR school page, My Account or UHCSR Mobile app.
Where’s my ID card?
Check your Email - Students insured with SHIP will receive emailed instructions on how to create a MyAccount and access their electronic ID card. From their MyAccount at www.firststudent.com website, ID cards can be downloaded, faxed, emailed or printed.
Vision & Dental
Please contact your health insurance provider to verify in-network coverage. Students under 19 years of age that are enrolled in SHIP will also have pediatric dental and vision benefits included. However, on the day they turn 19 years old the pediatric benefits are no longer available.
Health Services will redirect the student to contact their insurance provider to determine if local specialists are in-network. Healthgrades evaluates hospital quality for conditions and procedures based solely on clinical outcomes to help consumers understand, compare and evaluate hospital performance.