Haverford students, faculty, and staff who travel on college funded, affiliated, or sponsored programs are required to have personal medical, dental and mental health coverage for the entire duration of their stay abroad.
We also recommend that all faculty and staff traveling abroad have a comprehensive medical insurance policy. The type and amount of insurance are personal decisions, depending on the medical needs of the individual, the destination country, and the availability of personal insurance from outside resources.
It is the responsibility of the individual traveler to make an informed decision regarding appropriate health care insurance coverage abroad, and to ascertain that their health insurance works abroad. Students should consult with parents or guardians.
Some study abroad programs may require the purchase of a special insurance policy which covers students while in the host country. However, the program insurance may not cover students outside the host country, which is important if students travel while abroad. Contact the program directly for any questions.
Haverford College Health Services does offer a comprehensive policy for Haverford students traveling abroad. Faculty and staff should review the the Human Resources Office policy and coverage information provided on this page.
If you decide to extend your stay and choose to do some personal traveling after the program/internship has ended, you are not covered by the College’s insurance, and the College is not liable for personal safety, health care, emergency evacuation or other services.
Emergency Travel Insurance
Haverford has purchased international emergency medical insurance, including medical evacuation and repatriation insurance, for faculty, staff, and students traveling on approved international travel through Chubb Travel Assistance Program. This works in excess to any coverage provided to a regular plan, and should not be considered a replacement for purchasing regular travel health insurance. This policy provides medical assistance (including referral to a doctor or medical specialist, emergency medical evacuation), personal assistance (pre-trip medical referral information, emergency medication while abroad, lost document assistance) and travel assistance in emergencies.
International Students: The Travel Council recognizes that in some cases, study or experience abroad in the home country of an international student may be appropriate and desirable for research or internship opportunities. In cases that have been approved by the sponsoring office, such experiences are permitted, as long as the student formally acknowledges that the College's emergency travel insurance will not cover such a situation. Students will be required to sign a waiver confirming that they understand that the College will not be able to guarantee their evacuation, including return to Haverford to resume study, in a situation of crisis.
Faculty and Staff Insurance
The College provides accidental death and dismemberment benefits up to $500,000 for all active employees traveling on behalf of Haverford College. The plan also covers 24/7 access to medical and travel assistance services, including medical provider services, emergency medical evacuations, and medically necessary repatriation.
Personal travel or activity which is unrelated to College business, is not covered by the College’s insurance, other than in such limited circumstances that such travel is directly connected to covered College business travel and, further, the personal travel is not more than a consecutive seven (7) day period of business travel that takes place specifically prior to, during, or immediately following the business travel.
This insurance does not cover visitors coming to the campus, even if the College is paying the fees.
The College also maintains a comprehensive general liability insurance policy on which employees are “named insureds.” This provides protection in case of lawsuits incurred as a result of normal responsibilities as employees of the College. Coverage is provided up to a total liability of $1,000,000.
- Dependents—Whether they become ill or are injured, an eligible, covered spouse, other qualified adult, and/or dependents accompanying you on your College business trip must file their claims through their usual medical insurance provider. If you are unsure about how to file claims when you are out of the state or out of the country, check with your medical insurance provider before you leave.
- Open Enrollment—If you will be away from campus during the annual open enrollment period (usually held in October), Human Resources can make arrangements to send materials to you while you are abroad.
- Beneficiary—Before departing on your trip, make sure your beneficiary information is up-to-date in regards to your life insurance policy through Haverford, including all dependent and spousal contacts.