Medical Plan Coverage for Domestic Partners of Haverford College employees

It is the intention of Haverford College to provide the same coverage under its Medical plans for dependent individuals who are domestic partners as those who are traditional marriage partner dependents.

Domestic partners who share a committed relationship, are both of the age of consent in the state in which they reside, and are not married to another individual qualify for domestic partner coverage. The cost of providing such coverage (calculated annually by the College) is normally considered as taxable income to the employee for the tax year in which participation takes place and must be reported as part of the employee's gross wages, unless the partner is considered a dependent for income tax purposes

What is Domestic Partner Coverage?

  • Domestic partner coverage provides dependent medical insurance coverage to an unmarried person of the same or opposite sex who shares a committed relationship with an unmarried Haverford College employee and who is identified, in writing, to the College as a domestic partner. Enrollment with Independence Blue Cross is dependent on providing satisfactory evidence of financial interdependence as provided in the Independence Blue Cross contract:
  • A domestic partner is a member of a partnership consisting of two partners, each of whom:
  • (a) is unmarried, at least 18 years of age, resides with the other partner and intends to continue to reside with the other partner for an indefinite period of time;
  • (b) is not related to the other partner by adoption or blood;
  • (c) is the sole Domestic Partner of the other partner, with whom he/she has a close committed and personal relationship, and has been a member of this Domestic Partnership for at least six (6) months;
  • (d) agrees to be jointly responsible for the basic living expenses and welfare of the other partner;
  • (e) meets (or agrees to meet) the requirements of any applicable federal, state or local laws or ordinances for Domestic Partnerships

    .

  • Dependents who are resident children of the domestic partner and are under 19 years of age, or who are under 23 years of age and are unmarried, full-time students, and who receive more than 50% of their support from the employee, are also eligible for coverages.

  • What type of coverage is available?

  • Independence Blue Cross coverages and Clinical Medical Plan and Clinical Dental Plan participation are currently available to employees with domestic partners. Health insurance premiums is also available as for any spouse dependent, as follows::
  • Full-time employees with a qualified domestic partner will receive coverage of the dependent on health insurance based on the College's current premium rate for dependents as follows:

    Category A (Salary under $42,100) - 80% of dependent premium

    Category B ( Salary over $42,100) - 70% of dependent premium

    Part-time employees will receive 50% of the benefit of full-time employees.

  • How do employees sign up for domestic partner coverage?

  • Interested staff sign up for Domestic Partner Coverage by signing an Affirmation of Domestic Partnership Commitment Form (for Haverford College internal use only) and by completing the necessary enrollment forms which may be obtained from the Human Resources Office. Those receiving Independence Blue Cross health insurance coverage will be asked to supply additional information as required by the carriers, which demonstrates financial interdependence by submission of proof of three (3) or more of the following documents:
  • (i) a domestic partner agreement;
  • (ii) a joint mortgage or lease;
  • (iii) a designation of one of the partners as beneficiary in the other partner's will;
  • (iv) a durable property and health care powers of attorney;
  • (v) a joint title to an automobile, or joint bank account or credit account); or
  • (vi) such other proof is sufficient to establish economic interdependency under the circumstances of the particular case.